ZHANG ZHIHUI. Impact of Digital Finance on Credit Structure and Risk-Taking in Commercial Banks: An Empirical Analysis. International Journal of Education and Humanities, [S. l.], v. 4, n. 3, p. 338–349, 2024. DOI: 10.58557/(ijeh).v4i3.251. Disponível em: https://i-jeh.com/index.php/ijeh/article/view/251. Acesso em: 16 apr. 2026.